April 28, 2025
AgencyElectric Vehicles and Insurance Implications
Insuring an electric vehicle (EV) involves several factors that differ from insuring a conventional car. One of the primary considerations is the cost of repairs. Electric Vehicles often have specialized parts and technology, leading to higher repair costs. This can affect the overall cost of your insurance premium. Additionally, the availability of repair shops equipped […]
May 28, 2025
AgencyEarthquake Personal Property Coverage
Earthquake personal property coverage is a specialized form of insurance designed to financially protect your belongings in the event of an earthquake. While standard homeowners or renters insurance can typically help cover damage from fire, theft or windstorms, it usually excludes damage caused by seismic activity. This is where earthquake insurance steps in, offering financial […]
June 25, 2025
AgencyHow Climate Change Is Affecting Home Insurance Premiums in the U.S.
Climate change is increasingly influencing the cost and availability of home insurance across the United States. With wildfires, hurricanes, floods and severe storms occurring more often and with greater intensity, insurance providers are revising their pricing strategies to account for the heightened risk. Climate Change and Homeowners Insurance Homeowners in areas prone to natural disasters […]
July 14, 2025
AgencyProtecting Yourself in the Event of an Earthquake
Earthquakes are unpredictable natural events that can cause significant disruption, often with little to no warning. However, by taking preventive measures, you can reduce potential harm and minimize disruption. Before an Earthquake Prepare for an earthquake by securing heavy furniture, appliances, and items that could fall or shatter. Anchor bookshelves to walls, install latches on […]
August 20, 2025
AgencyBack To School Season and Why August Is a Key Time to Review Your Auto Insurance
As summer winds down and routines start to shift, August marks a season of change for many households. School is back in session, commutes return and schedules fill up fast. All of that movement means this is a great time to take a closer look at your auto insurance and make sure it still fits […]
September 12, 2025
AgencyWhy September Is the Perfect Time for Napa Homeowners to Review Earthquake Insurance
Living in Napa offers several advantages, such as natural beauty and a strong sense of community, but it also involves certain risks, including the possibility of earthquakes. As one of the most seismically active regions in the country, Napa homeowners should consider whether earthquake insurance is a necessary part of their overall coverage. With September […]