Back To School Season and Why August Is a Key Time to Review Your Auto Insurance 

As summer winds down and routines start to shift, August marks a season of change for many households. School is back in session, commutes return and schedules fill up fast. All of that movement means this is a great time to take a closer look at your auto insurance and make sure it still fits your current needs.

Here are a few reasons why back-to-school season is a smart time to check in on your coverage.

New Drivers, New Vehicles, New Risks

Whether it’s a teenager getting their license or a college student heading off with a car for the first time, adding a new driver or vehicle to your policy is a big change. These updates may affect your premium and your coverage limits, so it’s worth checking that everything is accurate and up to date.

If a child is moving away for college and leaving their car at home, that may also be something to report. Some insurers offer discounts or policy adjustments based on how and where the vehicle is used.

Busier Roads and Increased Driving

The start of the school year typically brings more cars, buses and foot traffic back to the road, and with added congestion comes added risk. Now is a good time to evaluate whether your current liability limits are still sufficient, especially if your commute has changed or you’re driving more than you were earlier in the year.

It’s also a chance to confirm that collision and comprehensive coverage still reflect the value of your vehicle, particularly if you’ve made recent upgrades or if your car has depreciated significantly.

Learn More

Compass of California Insurance Services can help you review your auto policy and make sure it’s aligned with the busy season ahead. Contact us at our office today to go over your coverage and get ready for the road this fall.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.