June 25, 2025
AgencyHow Climate Change Is Affecting Home Insurance Premiums in the U.S.
Climate change is increasingly influencing the cost and availability of home insurance across the United States. With wildfires, hurricanes, floods and severe storms occurring more often and with greater intensity, insurance providers are revising their pricing strategies to account for the heightened risk. Climate Change and Homeowners Insurance Homeowners in areas prone to natural disasters […]
May 28, 2025
AgencyEarthquake Personal Property Coverage
Earthquake personal property coverage is a specialized form of insurance designed to financially protect your belongings in the event of an earthquake. While standard homeowners or renters insurance can typically help cover damage from fire, theft or windstorms, it usually excludes damage caused by seismic activity. This is where earthquake insurance steps in, offering financial […]
April 28, 2025
AgencyElectric Vehicles and Insurance Implications
Insuring an electric vehicle (EV) involves several factors that differ from insuring a conventional car. One of the primary considerations is the cost of repairs. Electric Vehicles often have specialized parts and technology, leading to higher repair costs. This can affect the overall cost of your insurance premium. Additionally, the availability of repair shops equipped […]
January 31, 2025
AgencyCyber Liability Insurance: What Constitutes a Cyberattack?
In recent years, much of our daily lives have moved into cyberspace. Online communications, cloud server storage and even daily work across various industries now frequently function in an online environment. However, while this new digital era offers many conveniences and opportunities, it also creates and exacerbates risks and exposures related to a cyberattack incident. […]
December 10, 2024
AgencyHow Important is Workers’ Compensation Insurance During Winter?
Winter can be a difficult time for your business and its employees. Colder temperatures, slippery conditions and poor visibility are all often typical during this time of the year, making it necessary for responsible companies to reassess essential loss control measures. One particularly prevalent subject that should be revisited is your organization’s need for suitable […]
November 13, 2024
Agency11 Tips for Preparing for RV Winter Travel
Winter can be a fantastic season for RV winter travel adventures, especially if you’re traveling from , , where winter is mild yet ideal for hitting nearby snowy destinations. But before setting out, get your RV winter-ready to ensure comfort and safety and avoid costly repairs. Tips for RV Winter Travel Follow these 11 tips […]
September 23, 2024
AgencyDoes My Small Business Need Cyber Coverage?
Small businesses form the backbone of communities of the United States and its economy. However, while operating a small business can be rewarding and exciting, owners and leaders must account for potential threats. Cyber incidents and data breaches have emerged as constant risks for all companies in recent years. Fortunately, cyber liability insurance can establish […]
August 30, 2024
Agency5 Strategies to Safeguard Your Home From Water Damage
Water damage can pose a serious issue for homeowners, resulting in expensive repairs and potential health risks. However, several proactive steps can minimize the chances of water damage to your home. Consider the following five strategies: 1. Regular Maintenance and Inspections Prevents Water Damage Routine maintenance is critical to prevent water damage. Regularly inspect your home […]
June 28, 2024
compasscaCar Insurance Tips for First-time Buyers
Navigating car insurance as a first-time buyer can be daunting, but it’s a necessary step in the car-buying journey. Here are some tips to help you understand the ins and outs of car insurance and make informed decisions. Shop for Insurance Before Buying a Car Before you drive out of the dealer’s lot with your […]
May 22, 2024
AgencyEarthquake Personal Property Coverage
Did you know that earthquake personal property coverage offers financial protection for your valuables when seismic forces strike? That’s right! Because when an earthquake occurs, it’s not just your home’s structure that’s at risk. Your cherished belongings are equally vulnerable. What Is Earthquake Insurance? Earthquake insurance can offer coverage for your home and belongings […]