California FAIR Plan Coverage for Declined or Non-Renewed Homeowners Insurance Policies
Has your insurance company cancelled or non-renewed your homeowners policy?
Are you buying a home and can’t find standard homeowners insurance?
As California continues to experience drought conditions and wildfires rage across the state, people who have had their homes for years, even decades, are suddenly finding themselves scrambling to get homeowners insurance. And many new homebuyers are sidelined by not being able to secure coverage for their purchase.
We can help.
The California FAIR Plan accepts almost every home and location, and is only available through a licensed broker. We’ll make it easy for you and ensure that your home is properly covered.
Though the FAIR Plan will most likely accept your home, you’ll need us to navigate what can sometimes be a confusing process. Understand that the FAIR Plan policy only covers losses due to fire, smoke, lightning and internal explosion. Because of this, we pair it with a Difference in Conditions (DIC) policy, also sometimes known as a ‘wraparound’ to cover losses due to water, theft and liability.
Contact us today to find out more: 707-265-7500 [email protected]